Student Loan Requirements
This page helps you research common documents, affordability and surety requirements. Loan rates, affordability rules and fees are financial-product details that must be confirmed directly with the lender before signing.
Last reviewed: 2026-09-21Source-led guide
Compare the full cost
- Interest rate and whether it is fixed or variable.
- Initiation and service fees.
- When repayment begins.
- Whether a surety or sponsor is required.
- What study costs can be financed.
Borrow only after funding checks
Before taking debt, check NSFAS, bursaries, scholarships and university financial aid for which you may qualify.
Sources and verification
Dates, eligibility, funding and application rules can change. Re-check the provider or government source before applying.